Engineering capability for AI and Cloud, built for regulated industries.
Pernicia partners with engineering teams, banks, and enterprise organizations to build production-grade AI and Cloud systems — particularly where compliance, governance, and reliability matter as much as accuracy.
Pernicia Private Limited · India · Pernicia Corp · Canada
Cohort programs
Six-week live cohorts for working engineers in AI Engineering, AWS Cloud-DevSecOps, and multi-cloud AI deployment. Delivered through our learner brand.
Visit pTeachTechIn-person workshops
Three-day intensives for engineering teams. Production AI, governance, and deployment patterns. Currently scheduling Toronto, San Francisco, and Dubai dates.
Workshop detailsEnterprise engagements
Custom team training, AI/Cloud advisory, and capability-building for organizations in BFSI, fintech, healthcare, and mid-to-large enterprise.
Discuss your engagementBFSI is our home. Compliance is not an afterthought.
Production AI in a bank is not the same problem as production AI anywhere else. RBI master directions, SEBI cybersecurity guidance, DPDP, and GDPR shape architecture choices that generic deployment patterns ignore. We design for the second day in production, not the demo.
"We design for the second day in production, not the demo."
Three principles.
Production-first.
Every engagement ends with a system, not a slide deck. Code, architecture, runbooks, evaluation suites — artifacts that survive the engagement.
Vertical depth over horizontal breadth.
We work in BFSI, fintech, and adjacent regulated sectors. We decline engagements where our depth doesn't help.
Honest scope.
We will not claim what we have not done. Engagement scope, success criteria, and limits are written before kickoff and shared in writing.
Operating across two jurisdictions.
Pernicia Private Limited
Chandigarh, India
GST + corporate registration
India and APAC operations
Pernicia Corp
British Columbia, Canada
Federal incorporation
North America operations
Native invoicing in INR, USD, CAD, and EUR. We work with procurement teams familiar with regulated-industry vendor onboarding.
Insights from the work.
Production RAG in BFSI — what the architecture must handle
Retrieval-augmented generation works in a notebook. Making it survive RBI audit, customer escalation, and a midnight regression is a different problem.
Reading the RBI's draft AI guidance — implications for engineering teams
The RBI's draft AI guidance has four deceptively simple lines. Each maps to architectural choices most engineering teams haven't made yet.
Multi-cloud AI deployment — when it's worth the cost
Most teams over-engineer multi-cloud. A small set of regulatory and operational conditions actually justify it. How to recognize them.
Working on something we can help with?
Start with a 30-minute conversation. No proposal pressure — we'll tell you whether we're the right fit, even if we're not.
Or write directly: admin@pernicia.in